Zak Shobe and his team at MJW were nothing short of phenomenal with their help through the home buying process. The responsiveness was unparalleled- I would send texts/emails at odd hours in the evening or weekends expecting a reply the following Monday but would nearly always hear back within an hour if not seconds. We locked in a rate early on, but even were able to capitalize on lower rates two days before closing due to the current market (even though this lower rate hurt their bottom line). They also were able to waive the appraisal, the thing that made my first house-buying process extend by weeks! Do yourself a favor and consider these guys for your mortgage/refinancing needs!