My recent experience with Jonathan McDowell and MJW Financial was absolutely fantastic!  McDowell was very knowledgeable and patient.  He explained the fees, the process, and the timeline and that’s exactly how it happened.  No surprises, no delays, communications with and among the office was seamless.  I would highly recommend McDowell and MJW Financial.  By far the best mortgage experience I’ve ever had and will, most definitely, contact them again for my future mortgage needs!