We used MJW to refinance our home. They were very professional and responsive. It was by far the smoothest finance/refinance we have ever done. I had called around and they offered the best interest rate and lowest closing costs I could find. The person who closed our loan at the Title Company remarked that the interest rate was the best she had seen. Every time I sent them an e-mail with questions or information they would reply very quickly and seem very knowledgeable. I would definitely recommend and use them again.